00:48 May 02, 2016  

National Pension System (NPS)

Individual NPS Corporate NPS Tax Benefits of NPS


Retirement Planning is all about, knowing your real retirement costs, building a kitty by investing prudently and having a systematic withdrawal plan from your kitty post retirement.

A systematic withdrawal plan from your retirement kitty is as integral as your savings strategy.Giving the increase in longevity, retirement kitty has to be frugally utilised over a period of time.Here is where National Pension System (NPS) perfectly fits in as a financial solution for retirement planning.


What is National Pension Scheme (NPS)?

National Pension Scheme, also known as New Pension Scheme, is a contribution retirement scheme, regulated by the PFRDA helps you build a retirement corpus in a systematic manner during your working life. On retirement, you can withdraw up to 60% of the corpus as lump sum amount. The balance will be saved in form of annuities, which comes back to you as a monthly pension. You even have the option of taking the entire corpus as a monthly pension.


National Pension System LIVE


Subscribe to NPS

 201403250102416928733315.gifHDFC securities Registered Users
Login using Trading User id Password
201404291154066738426277.jpg Click on Online NPS
201404291154066738426634.jpg Enter your details & Print the form
201404291154066738426888.jpg Attach KYC docs & forward it to nearest   HDFC sec branch

201403250102416928733315.gifNew User
Register your details
201404291154066738426277.jpg Login using email & password
201404291154066738426634.jpg Click on Online NPS
201404291154066738426888.jpg Enter your details Online & Print the form


Due to the processing time involved in NPS PRAN generation, the complete application forms received at the processing unit by 15th March 2016, will be processed in the current financial year. The application received post 15th March 2016, will be processed on best effort basis.

Key Features of NPS


Tax benefit: Tax benefit under Section 80C limit of Rs 1,50,000 and an additional tax benefit of up to Rs 50,000 under section 80CCD(1B).
Regulated: By PFRDA, which is backed by the Government of India
Flexible: To switch between investment options (once a year) depending upon  market conditions
Beats inflation: Earn market-linked returns if you opt for equity investment
Systematic saving: You can start saving as low as Rs 500 per month or Rs 6000 per year
Cost effective: The cost-adjusted returns of the NPS can be quite attractive in the long run
 201411281147159321770795.jpg                   201411281147159321770358.jpg                                                        

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