Company Overview : DHFL is one of the premier institutes in mid-small segment Home Loan sector. Established in 1984, the company has 101 Branches, 72 Services Centers, 24 Camps,6 Zonal offices ,11 Regional Processing offices across India. A Gross Income of INR 33,085.26 lacs, Profit After Tax (PAT) of INR 9347.06 lacs with disbursements recorded over INR 294402 lacs during Half year of 2010 (from 1 April to 30 September 2010)
Ratings : CARE - AA+ FD, BWR - FAAA indicating high standards of business management.
Who can Invest : An Individual( Resident & NRI), HUFs, Trusts, Companies. NRIs can invest only through NRO Account & only for a maximum tenure of 3 Years
Interest rates :
Cumulative Scheme
| Period in months. |
Dep. |
Privilege Customer |
Dep. Rs. 25 lac & Above * |
Dep. Rs. 25 lac & Above * (Priv: Cust:). |
ROI
(% p.a.) |
Annual
Yield |
ROI
(% p.a.) |
Annual
Yield |
ROI
(% p.a.) |
Annual
Yield |
ROI
(% p.a.) |
Annual
Yield |
| 12 |
10.50 |
10.78 |
11.00 |
11.30 |
10.75 |
11.04 |
11.25 |
11.57 |
| 400 Days |
10.75 |
11.12 |
11.25 |
11.66 |
11.00 |
11.39 |
11.50 |
11.92 |
| 24 |
10.50 |
11.36 |
11.00 |
11.94 |
10.75 |
11.65 |
11.25 |
12.24 |
| 36 |
10.50 |
11.98 |
11.00 |
12.63 |
10.75 |
12.30 |
11.25 |
12.96 |
| 48 |
10.50 |
12.65 |
11.00 |
13.37 |
10.75 |
13.00 |
11.25 |
13.73 |
| 60 |
10.50 |
13.36 |
11.00 |
14.16 |
10.75 |
13.76 |
11.25 |
14.57 |
| 72 |
10.50 |
14.13 |
11.00 |
15.02 |
10.75 |
14.57 |
11.25 |
15.48 |
| 84 |
10.50 |
14.96 |
11.00 |
15.94 |
10.75 |
15.45 |
11.25 |
16.45 |
Minimum Deposit for 400 Days Rs. 10,000/- for others Rs. 2000/-
Additional deposit multiple of Rs. 1,000/-
Compound Half Yearly
Non Cumulative Scheme
| Period in months. |
Dep. |
Dep. Rs. 25 lacs & Above * |
Dep. Rs. 25 lacs & Above * (Priv: Cust:). |
| Yearly |
Half
Yearly |
Quart. |
Monthly |
Yearly |
Half
Yearly |
Quart. |
Monthly |
Yearly |
Half
Yearly |
Quart. |
Monthly |
| 12<24 |
10.75 |
10.50 |
10.38 |
10.30 |
11.00 |
10.75 |
10.63 |
10.55 |
11.50 |
11.25 |
11.13 |
11.05 |
| 400 days |
11.01 |
10.75 |
10.62 |
10.54 |
11.26 |
11.00 |
10.87 |
10.79 |
11.76 |
11.50 |
11.37 |
11.29 |
| 24<36 |
10.75 |
10.50 |
10.38 |
10.30 |
11.00 |
10.75 |
10.63 |
10.55 |
11.50 |
11.25 |
11.13 |
11.05 |
| 36 |
10.75 |
10.50 |
10.38 |
10.30 |
11.00 |
10.75 |
10.63 |
10.55 |
11.50 |
11.25 |
11.13 |
11.05 |
| 37<84 |
10.75 |
10.50 |
10.38 |
10.30 |
11.00 |
10.75 |
10.63 |
10.55 |
11.50 |
11.25 |
11.13 |
11.05 |
| Privilege |
11.25 |
11.00 |
10.88 |
10.80 |
- |
- |
- |
- |
- |
- |
- |
- |
Minimum Deposit for monthly interest plan is Rs. 20,000/-
Minimum Deposit for others Rs. 10,000/-
Amount of over the minimum will be in multiples of Rs. 1,000/-
Aashray Deposit - 36 Months - Cumulative Scheme
| Product |
ROI (%) p.a. |
ROI (%) p.a. |
| |
ROI |
Yield |
Priv. Cust. |
Yield |
| 36 Months |
11.00 |
12.25 |
11.50 |
12.87 |
How to Apply
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