Company Overview : PNB Housing Finance Limited is a Non-Banking Financial Company Incorporated in the Year 1988, Providing long term Housing Finance for construction / purchase / repair & renovation of residential housed / flats to individual (resident and NRIs) and corporate.
- In addition, it offers loan schemes, such as loan against properties and loan for commercial properties.
- Company is not having any subsidiary. The company has more than 30 branches located all over India.
Rating : FAA+ by CRISIL, which means high safety regarding timely payment of interest and principal.
Minimum Deposit : Minimum amount of deposits for cumulative deposit scheme is Rs. 10,000/- and for non-cumulative scheme is Rs.20,000/-
Rate of Interest :
Period (Months) |
Non-Cumulative Half yearly Int. payment |
Cumulative Compounded Half yearly |
| 12 months |
9.50 % |
9.50 % |
| 24 months |
9.50 % |
9.50 % |
| 36 months |
9.75 % |
9.75 % |
| 48 months |
9.75 % |
9.75 % |
| 60 months |
9.75 % |
9.75 % |
| 72 and 84 months |
9.25 % |
9.25 % |
- 0.50% extra interest rate applicable on deposits from senior citizens and staff of PNB Housing Finance Limited.
How to Apply : Contact RM
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