Fino Payments Bank is witnessing strong momentum in its referral lending business through own merchant channel. As of 20 March 2026, Q4 FY26 referral loan disbursements have already reached ~ Rs 540 crores and are expected to close at 90% levels comparable to the first three quarters combined (~ Rs 700 crores). Overall, the Bank is on track to record close to Rs 1,300 crore in referral loan disbursements for FY26. This sharp acceleration reflects growing traction in rural credit demand, supported by the Bank`s extensive merchant network and deepening partnerships with NBFCs. Fino Payments Bank has been actively building its credit distribution capabilities as part of its long-term strategy towards becoming a Small Finance Bank (SFB). The Bank has partnered with leading Non-Banking Financial Companies (NBFCs) to act as a sourcing partner, particularly in underserved rural markets. The current pilot portfolio primarily includes secured lending products such as Home Loans, Gold Loans, and Loan Against Property, along with business loan offerings for merchants.Powered by Capital Market - Live News

Net profit of Fino Payments Bank declined 46.99% to Rs 12.25 crore in the quarter ended December 2025 as against Rs 23.11 crore during the previous quarter ended December 2024. Total Operating Income rose 27.58% to Rs 62.96 crore in the quarter ended December 2025 as against Rs 49.35 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income62.9649.35 28 OPM %-447.09-725.21 - PBDT20.5528.45 -28 PBT20.5528.45 -28 NP12.2523.11 -47 Powered by Capital Market - Live News

Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 29 January 2026.Powered by Capital Market - Live News

Fino Payments Bank announced the implementation of a new next-generation core banking system, as part of its ongoing digital transformation programme. The new core banking system will serve as the Bank`s digital backbone, enabling enhanced operational efficiency, greater system resilience and improved scalability. The platform will support the introduction of new and innovative product features, faster time-to-market and improved service delivery across all customer touchpoints. This strategic initiative will also enable the Bank to maintain a robust risk management and regulatory compliance. The Bank intimated that the migration activity of the core banking system to a new platform viz. �Finacle� is planned from 08 January 2026 (10:00 PM) to 10 January 2026 (11:59 PM). During this period, all the banking services shall not be available. Powered by Capital Market - Live News

Net profit of Fino Payments Bank declined 27.42% to Rs 15.35 crore in the quarter ended September 2025 as against Rs 21.15 crore during the previous quarter ended September 2024. Total Operating Income rose 25.88% to Rs 60.11 crore in the quarter ended September 2025 as against Rs 47.75 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income60.1147.75 26 OPM %-484.28-746.97 - PBDT21.2225.93 -18 PBT21.2225.93 -18 NP15.3521.15 -27 Powered by Capital Market - Live News