Aadhar Housing Finance Limited NCD
Aadhar Housing Finance Limited (AHFL) is a deposit taking housing finance company registered with the NHB and focused on providing affordable housing financing
products for the Economically Weaker Section (EWS) and Lower Income Group (LIG) segment in India, in tier 2 to tier 4 cities and towns, to diverse customer groups with focus on salaried (both formal and informal) and self-employed (business and professional in formal and informal segments) home buyers.
Specific Terms For Each Series Of NCDs
| Options/Series | I | II** | III | IV | V | VI |
| Frequency of Interest Payment | NA | Annual | Monthly | Annual | Monthly | Annual |
| Minimum Application | Rs 10,000 (10 NCDs) across all Series | |||||
| In multiples, of | 1 NCD after the minimum application | |||||
| Face Value of NCDs (Rs/NCD) | Rs 1,000 | |||||
| Issue Price (Rs/NCD) | Rs 1,000 | |||||
| Nature | Secured | |||||
| Tenor | 3 years | 5 years | 10 years | |||
| Coupon (%) per annum for NCD Holders in Category I, II, III and IV | NA | 9.60% | 9.25% | 9.65% | 9.35% | 9.75% |
| Coupon Type | Fixed | |||||
| Redemption Amount(Rs/NCD) on maturity for NCD Holders in Category I, II, III and IV |
Rs 1,316.85 | Rs1,000 | Rs1,000 | Rs1,000 | Rs1,000 | Rs1,000 |
| Effective Yield (%)per annum for NCD Holders in Category I, II, III and IV | 9.60% | 9.59% | 9.65% | 9.64% | 9.75% | 9.74% |
| Mode of Interest Payment | Through various mode available | |||||
|
Maturity Date (From Deemed Date of Allotment) |
3 years | 5 years | 10 years | |||
|
Put and Call Option |
NA |
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ALLOCATION Ratio
| QIB Portion | Corporate Portion | High Net Worth Individual Portion | Retail Individual Investor Portion |
| 20% | 10% | 35% | 35% |
Issue Details
MINIMUM APPLICATION
Rs 10,000 (10 NCDs) collectively across all Series and in multiple of Rs 1,000 (1 NCD) thereafter across all Series
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