Corporate Fixed Deposit

Company Fixed Deposit (corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years.

Choose from multiple company fixed deposits options varying in tenures, interest rates and institutions to suit your investment needs. Avail stable returns and benefit from much reduced volatility through a wide range of AAA and AA-rated Company Fixed Deposits.

Available schemes
Key Benefits of Corporate FDs
Tips for choosing a Corporate FD:
FAQs
Learn More

Available schemes

Compare and analyse multiple Company FD schemes and apply in Company FD schemes that suit your requirement.

*Regular Deposit Cumulative Option ROI (p.a.)**							Additional for Senior Citizen
Company Name	Credit Rating	1 Yr	2 Yr	3 Yr	4 Yr	5 Yr	Senior Citizen	W.e.f	For Details	Apply Mode
Mahindra Finance Ltd	CRISIL- FAAA & ICRA - MAAA	7.60%	7.75%	8.05%	8.05%	8.05%	0.25%	19th Sep 2023	Click Here	Apply Online
Bajaj Finance Ltd	CRISIL- FAAA & ICRA - MAAA	7.40%	7.50%	7.55%	7.35%	8.05%	0.25%	10th May 2023	Click Here	Apply Online
Shriram Transport	CRISIL- FAA & ICRA - MAA	7.95%	8.10%	8.50%	8.55%	8.60%	0.50%	24th Oct 2023	Click Here	Apply Online
ICICI Home Finance	CRISIL- FAAA & ICRA - MAAA	7.25%	7.55%	7.65%	7.60%	7.50%	0.25%	11th Nov 2023	Click Here	Apply Online

Educational Video

What are corporate fixed deposits?

Want to earn higher interest rates on your deposits? Choose from a range of Corporate FDs varying in tenures, interest rates and institutions, to suit your investment needs.

Key Benefits of Corporate FDs

Higher returns

Enjoy greater payoffs from Corporate FDs as compared to Bank FDs.

Flexibility

Choose Corporate FDs as per your preference from a variety of tenures such as, monthly, quarterly, half-yearly or yearly.

Liquidity

Enjoy better liquidity with Corporate FDs with a lower lock-in period than Bank FDs

Lower risk

Avail the benefit of reduced risks with Corporate FDs which are backed by reputed rating agencies.

Tips for choosing a Corporate FD:

Consider these factors before choosing Corporate FD schemes to invest in.

Credit Rating: Opt for higher-rated corporate FDs based on its credit rating which indicates the underlying risk of the company.
Company Background: Assess a company’s business viability by referring to its Financial Statements, Management Discussion and Analysis (MD & A).
Repayment History: Companies repayment history helps to determine company’s credit score, credibility and stability.

FAQs

The basic process of premature withdrawal of Corporate fixed deposits is as follows:

Submit the original FDR Certificate with all holders signature;
Submit a Cancelled cheque;
Request letter from client for premature withdrawal with reason (All Holders Signature).

A client can apply for premature withdrawal subject to certain rules and conditions. Premature withdrawal will not be allowed before completion of 3 months from the date of deposit. In case of request for premature withdrawal after the expiry of 3 months, the following rates table shall apply. &bull...