Bajaj Finance Ltd

 

 

 Company Overview:

 Bajaj Finance Ltd is a AAA/ Stable rated company by CRISIL & ICRA. It is the largest  2 – Wheeler financing company in the country.

 Key Features:

  • Credit Rating: Bajaj Finance Ltd is a  FAAA rated company by CRISIL
  • Tenor: Up to 60 months (Refer table)

To Download Application Forms : 

 

-Resident Individual: Click Here
 

 

Rate of interest (% per annum) valid for deposits up to `3 crore (w.e.f 1st May 2026)


 

Regular Depositors

 

Regular FD: ` 15,000 to ` 3,00,00,000          
Table 1          
Period Cumulative Non-Cumulative      
  At Maturity Monthly Quarterly Half Yearly Annual
  (% p.a.) (% p.a.) (% p.a.) (% p.a.) (% p.a.)
12 - 17 Months 6.60 6.41 6.44 6.49 6.60
18 - 30 Months 6.85 6.64 6.68 6.74 6.85
31 - 60 Months 7.40 7.16 7.20 7.27 7.40


 

 

Senior Citizens

 

 

Regular FD: ` 15,000 to ` 3,00,00,000          
Table 2          
Period Cumulative Non-Cumulative      
  At Maturity Monthly Quarterly Half Yearly Annual
  (% p.a.) (% p.a.) (% p.a.) (% p.a.) (% p.a.)
12 - 14 months 6.95 7.74 7.78 6.83 6.95
18 - 30 Months 7.20 6.97 7.01 7.08 7.20
31 - 60 Months 7.75 7.49 7.53 7.61 7.75

*Cumulative Rate Compounded Annually


Rates above Rs.3 crore may vary from the published card rate # Minimum deposit size 15,000

Senior citizens (more than 60 years of age, subject to provision of proof of age) – Additional rate of up to 0.35% p.a. for deposit size up to Rs. 3 crore


Important points: 

1. For prematurities, rates only in tables 1 and 2 will apply. A line pertaining to this has been incorporated in T&Cs
2. We have added a self-declaration box and address field in attached FD application form to cater to re-KYC needs. It is mandatory to fill the address field for each and every fresh and renewal case.

 
 
 
For this, please follow the below grid:
 
  If Then
Primary applicant is new customer Self-declaration box is ticked Address to be filled as per customer’s KYC documents. Also fill in KYC form.
Self-declaration box is not ticked
Primary applicant is existing customer Self-declaration box is ticked Address given in customer360 to be filled. No need to fill in KYC form
Self-declaration box is not ticked Obtain customer’s updated KYC documents. Address to be filled as per customer’s KYC documents. Also fill in KYC form.
 
3. There is no need for any declaration to be signed from customer.
4. All of these rate changes are applicable to NRI deposits also
5. In the above rate grid for sr.citizen, the additional benefits included up to 0.35% p.a
6. The soft copies of forms with new rates are attached herewith.
 

Refer Disclaimer

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