HDFC Ltd Fixed Deposits
HDFC has instituted well-defined service standards for depositors. It has been able to mobilise deposits from over 10 lac depositors and has been awarded "AAA" rating for its deposits from both CRISIL and ICRA for over a 25 years representing highest safety as regards timely payment of principal and interest.
Benefits of an HDFC Individual Deposit
- Highest Safety
- Attractive Returns
- Quick Loan Facility
- Nomination Facility
- Electronic Clearing Service
Rating : AAA rating from both CRISIL and ICRA for 25 consecutive years
To Apply Online : Click Here ( How to Apply Online)
To Download Application Form Click Here
To Download KYC form Click Here
Interest Rates on Deposits Individual
HDFC DEPOSITS | |||||
INDIVIDUALS | |||||
Deposit Below 2 Crore | |||||
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option* |
12 - 14 Months | 6.56% | 6.60% | 6.65% | - | 6.77% |
15 - 17 Months | 7.06% | 7.10% | 7.16% | 7.29% | 7.29% |
18- 34 Months | 6.96% | 7.00% | 7.06% | 7.19% | 7.19% |
35 Months | 7.16% | 7.20% | 7.27% | 7.40% | 7.40% |
36 - 54 Months | 6.96% | 7.00% | 7.06% | 7.19% | 7.19% |
55 Months | 7.21% | 7.25% | 7.32% | 7.45% | 7.45% |
56 - 120 Months | 6.96% | 7.00% | 7.06% | 7.19% | 7.19% |
Minimum Amount (') | ₹ 40,000 | ₹ 20,000 | ₹ 20,000 | ₹ 20,000 | ₹ 20,000 |
Deposit 2 Crore and above & below 5 Crore | |||||
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option* |
12 - 14 Months | 7.21% | 7.25% | 7.32% | - | 7.45% |
15 - 23 Months | 7.01% | 7.05% | 7.11% | 7.24% | 7.24% |
24 - 120 Months | 6.96% | 7.00% | 7.06% | 7.19% | 7.19% |
Deposit 5 Crore and above & below 25 Crore | |||||
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option* |
12 - 14 Months | 7.21% | 7.25% | 7.32% | - | 7.45% |
15 - 24 Months | 7.01% | 7.05% | 7.11% | 7.24% | 7.24% |
25 - 120 Months | 6.96% | 7.00% | 7.06% | 7.19% | 7.19% |
For senior citizens: 0.25% additional Rate of interest valid up to Rs.2 crore |
As regards deposit taking activity of HDFC Limited, the viewers may refer to the advertisement in the newspaper/information furnished in the application form for soliciting public deposits. HDFC Limited is having a valid Certificate of Registration dated 31-07-2001 issued by the National Housing Bank under Section 29A of the National Housing Bank Act, 1987. However, the National Housing Bank does not accept any responsibility or guarantee about the present position as to the financial soundness of HDFC Limited or for the correctness of any of the statements or representations made or opinions expressed by HDFC Limited and for repayment of deposits/discharge of the liabilities by HDFC Limited.