Key Features

  • Health insurance plans available at affordable rates

  • Choose either an Individual Health Insurance or a Family Floater Health Insurance

  • Option to choose either an annual or two-year policy

  • Avail of a cumulative bonus at the end of each claim-free year; Health check-up expenses are covered in the plan on completion of four claim-free years.

  • Avail cashless services from our vast network of more than 10,000+ hospitals

  • Avail Income Tax exemption under Section 80D of the Income Tax Act Subject to change in Tax laws

  • Take advantage of the least documentation and settlement time, as well as a hassle-free claim procedure

  • Health check-up is not mandatory for individuals below 60 years of age (Except if PED is declared)

  • No sub-limits on hospital room rents, hospital expenses, specific diseases and doctors fees

To Know More About My: Health Suraksha
Why do I need health Insurance?
With the advancement in technology, treatments and the availability of more effective medicines has driven up the cost of healthcare. All this increase ends up being a burden for the consumers, making healthcare unaffordable for many. This is where HDFC ERGO’s health insurance policies come in...
What are the benefits of having health insurance policy?

Having a health insurance policy covers any expenses you might incur due to hospitalization. This includes in-patient treatments, pre and post hospitalization charges, day care procedures, domiciliary treatments, etc. for additional details, head to the product page where the benefits are explained in detail.

Is it possible to apply for the policy Online?

All HDFC ERGO Insurance Plans are available online for purchase via various online payment options. Simply take our online journey for the product that suits you best & apply with just a few clicks.

What kind of policies is available for the health Insurance plan?
HDFC ERGO provides a number of flexible health insurance policies that you can choose from based on your needs and requirements. The My: Health Suraksha plan from HDFC ERGO provides cover for in-patient treatment costs, pre-hospitalization and post-hospitalization expenses, and such other major expe...

Please note that HDFC Securities is a corporate agent of HDFC ERGO. The Contract of insurance is between HDFC ERGO and the Insured only and HDFC Securities is not a party to the said contract. Participation by customer to buy insurance policy is purely voluntary. Insurance is the subject matter of the solicitation. For more details on coverage, terms and conditions, please read the policy document carefully before conducting a sale.
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