Home Loan

Don’t let lack of funds stand in the way of buying your dream home. Fulfill your dream and buy your desired home in a hassle-free way with our home loans. Apply for a home loan online in an easy and convenient manner and get a home loan with our executives to guide you through the entire process of availing the loan.

Top-up on Balance Transfer for Home Loan

If you are a home loan borrower, you can now avail lower interest rate on home loans and simultaneously get a higher amount with the top-up facility. You also get a longer time period to pay off this loan. Don’t miss out on getting the best home loan with our top-up Balance Transfer.

Why us?

Eliminate all hassles of availing the best home loan. From document handling to final approval – we help you through it all!

-          Choose from a wide range of home loans online and avail the best home loan;

-          Avail custom-made best home loans designed to suit your needs;

-          Make the most of quick processing home loan online applications;

-          Speedy sanction of home loans even before property identification     

-          Flexible repayment options for increased ease;

-          Find the best home loans at most competitive interest rates; 

-          Safe document handling for speedy and secure application;

-          Balance Transfer loan with 0% processing fee*.

*This is only applicable for salaried individuals.

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FAQs

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How will HDFC decide the loan amount I am eligible for?

We will determine your loan eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

What does an EMI Mean?
EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the inter...
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Do I get tax benefits on the loan?

Yes. You are eligible for tax benefits on the principal and interest components of your Home Loan under the Income Tax Act, 1961. As the benefits could vary each year, please do check with our Loan Counselor about the tax benefits which you could avail on your loan.

Can I apply for a loan to HDFC to repay a Home Loan availed by me from another Bank / Housing Finance Company?

Yes, you can apply for a loan to us for repaying a Home Loan availed by you from another Bank / Housing Finance Company or even your employer. For more details on ‘Balance Transfer’ kindly contact our nearest office/ Represenatative.

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