Balance Transfer of Loan

Balanced transfer of loan allows a customer to transfer his or her outstanding principal amount to another bank or financial institution for better features, such as a lower interest rate. You can now apply for education loan and avail better borrowing terms. Don’t miss out on this opportunity of getting the best education loan with this facility.


HDFC securities, in association with Credila, offers you the best education loans. Here are some of the benefits we offer:

-               Avail tax deductions under Section 80(E) of Income Tax Act of India;

-               Get the best education loan through our Door Step Service;

-               Flexible collateral & repayment terms for education loans;

-               Loan up to 100% of educational expenses;

-               Education loans sanctioned before admission;

-               Multi city co-borrowers accepted

-               enabled billing & servicing

-               Balance transfer of education loan with 0% processing fee*

*Applicable only for salaried employees

Why Credila?

Apart from a quick and convenient approval process, we have many reasons for you to choose us.

In addition to a quick and convenient education loan online approval process, you can make the best of HDFC’s Credila.

CREDILA, an HDFC Ltd. Company, is India’s first dedicated education loan company. With a specialized focus on education loans, Credila offers an opportunity to avail the best education loan through customized loan packages. Students have a good chance of getting education loans at attractive rates. Credila covers up to 100% education expenses, including living costs wherein the education loan is sanctioned even before the student’s admission is confirmed.

Credila is the preferred choice for applying for education loan online for thousands of students, studying 2000+ different courses in over 950+ universities across 35 countries.

To apply for education loan
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