Key Features

  • Covers risk against Fire, Lightning, Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike, Earthquake, Terrorism (optional), Burglary, Theft and, Larceny

  • Coverage up to 5 years

  • Discount up to 25% and additional 15% discount for security features

  • Provision for increase in Sum Insured at end of every year by 10%

  • An unique cover for home owners with long term coverage

  • No documentation, get policy online instantly 

To Know More about Home Insurance
Why do I need a home insurance?

The home is the most important place for a person and its protection needs is of utmost importance. HDFC ERGO Home insurance provides you with a flexible and comprehensive cover that protects your home against all possible contingencies.

Are there any special schemes on home insurance?

Yes, with HDFC ERGO’s home insurance, you get the benefit of reduced premiums as well as discounts up to 25% + 15%, depending on the tenure of your policy.

What is the claim settlement process?
The claim process for HDFC ERGO Home Insurance is pretty straightforward. In the event of any claim, you need to call our toll-free number and register the claim at the earliest with the details of the nature of loss, location of loss, amount of loss (approx. estimation) and policy number for refere...
How is the premium that I have to pay calculated?

The premium you will have to pay will depend on the tenure of the policy you choose and the sum insured, which in turn will be based on the following:

Depending on the varying factors, the payable premium also varies. There is an online premium calculator available on our website which you can use to calculate the payable amount.

Please note that HDFC Securities is a corporate agent of HDFC ERGO. The Contract of insurance is between HDFC ERGO and the Insured only and HDFC Securities is not a party to the said contract. Participation by customer to buy insurance policy is purely voluntary. Insurance is the subject matter of the solicitation. For more details on coverage, terms and conditions, please read the policy document carefully before conducting a sale.
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